Also known as ” The Double Close”.

When the Deal Is Right, Don’t Let Funding Slow You Down.

Transactional funding is short-term capital designed to help qualified real estate investors complete time-sensitive transactions—particularly transactions involving a purchase and subsequent resale.

Transactional funding is transaction-dependent: we have to understand the purchase contract, resale contract/end buyer, closing structure, title/closing arrangements, and the economics of the transaction.

For Real Estate Investors that need purchase money for 24 to 48 hour time frame or so.

No money out of pocket to close on real estate you have under contract to sell to your end buyer. Short term financing that Funds 100% of the purchase price and closing costs for double close.

Useful for wholesalers, land flippers, and real estate investors that are acting as a middle party that needs same day funds for A-B B-C transaction.

Found a good deal that you have under contract that needs to sell quickly and want to conserve your money to close?

Designed also for investors in States that may need to own the property for a few minutes before can sell the house to your buyer.

Why Investors Use Transactional Funding

Close More Deals
Access short-term capital designed to help investors execute qualifying real estate transactions without tying up large amounts of their own cash.

Preserve Your Cash
Keep your capital available for renovations, earnest money, reserves, marketing, and your next acquisition.

Move Quickly
When timing matters, having funding available can help you respond to opportunities and meet tight closing timelines.

Facilitate Double Closings
Transactional funding can provide the capital needed to complete a purchase and subsequent resale in a coordinated transaction.

Avoid Unnecessary Long-Term Financing
For transactions designed to close quickly, short-term transactional funding may be more appropriate than conventional or long-term financing.

Pursue More Opportunities
Use outside capital strategically so your ability to pursue a deal isn’t limited solely by the amount of cash you have available.

Potentially Strengthen Your Offer
The ability to close quickly can make your offer more competitive when a seller values speed and certainty.

Keep Your Investment Capital Working
Rather than putting substantial personal capital into a short-term transaction, preserve your funds for opportunities where they can create additional value.

Why Investors Choose Transactional Funding

Speed — Move quickly when timing matters.

Flexibility — Consider opportunities that may not fit traditional financing

Double-Closing Support — Access funding designed to facilitate qualifying purchase-and-resale transactions.

Deal-Focused Evaluation — The transaction, contracts, exit strategy, and overall economics are important components of the review.

Credit, tax returns, bank statements not needed the MAJORITY of the time for these transactions

Transactional Funding Explained:

In transactional funding, an A-to-B-to-C transaction is essentially a same-day, back-to-back real estate transaction where the investor uses short-term funding to complete the purchase from the original seller and then immediately resells the property to the end buyer. Must be a simultaneous close meaning all parties must be present to close that day.

Simple example:

A → B → C

  • A = Original Seller
  • B = Investor / Wholesaler
  • C = End Buyer

The investor is B.

Step 1 — A sells to B

A owns a property and agrees to sell it to B for $150,000.

B does not necessarily have $150,000 available to purchase the property.

Step 2 — B sells to C

B already has an end buyer, C, who agrees to purchase the same property for $175,000.

A → B: $150,000
B → C: $175,000

The gross spread is $25,000, before closing costs, transactional funding fees, commissions, etc.

Step 3 — Transactional funding provides the money

The transactional lender temporarily provides the $150,000 B needs to close the A-to-B purchase.

The transactions are coordinated so that:

A → B closes first
B → C closes immediately afterward

The proceeds from the B-to-C sale are then used to repay the transactional lender funding fees and closing costs.

A Hypothetical Example:

Purchase Price: $150,000
Resale Price: $190,000

You have a contract to purchase the property for $150,000 and a qualified buyer prepared to purchase it for $190,000.

Rather than using $150,000 of your own capital for the purchase, you seek transactional funding for the qualifying transaction.

The purchase closes, followed by the resale to your end buyer. The funding is then repaid from the resale proceeds, along with applicable fees and closing costs.

The result: You were able to facilitate the transaction without having to provide the entire purchase price from your own capital.

Example is for illustration purposes only. Actual funding amounts, costs, requirements, closing procedures, and transaction structures vary.

Transactional funding may or may not be suitable for your situation.

Here is why transactional funding is particularly useful for:

  • Double closings
  • Wholesale assignments where an assignment isn’t practical
  • Large spreads
  • Buyers who don’t want the original seller and or end buyer to know their resale price
  • Transactions where the end buyer is already identified
  • Investors who have the deal but need temporary capital to close
  • Have a contract that is not assignable such as some properties off the MLS, bank owned properties, or government owned properties such as HUD, FHA, Fannie Mae, etc
  • Wholesaler decides to keep the contract to maximize profits

Requirements

Both transactions must close on the same day.

Both transactions must close and fund with the same title company.

Proof of Funds Letter

We can provide quickly.

Questions.

You can call us, email us, or send us a message through the contact us page.

Scroll to Top